Work at Home Moms Internet Marketing & Networking

 

 

Avoid Bankruptcy

 

FREE E-Book

FREE - "How to Start a Profitable Online Business from Scratch" Even with zero experience and only a few spare hours a week!

Getting Started

> >
> Free Newsletter
> Free eCourses
> Getting Started
> Build a Website
> Site Build It
> Business Ideas
> Write & Sell eBooks
> Affiliate Marketing
> SEO & Traffic
> Ezines & Newsletters
> Blogging & RSS
> Social Networking
> Press Release & Publicity
> Writing & Copywriting
> Online Auctions
> Online Business Articles
> Direct Sales Center
> Direct Sales Articles
> Work at Home & Jobs
> Service Business Articles
> Small Business Bookkeeping

Our Services & Products:

> Easy Website Builder - Free Trial
>

Cheap Domains & Hosting

> Content for Your Websites
> Free Newsletter
> Free eCourses
> Money-Making eBook

  

Directories

> Work at Home Blog
> Direct Sales Center
> Internet Marketing Tools
> Business Opportunities & Classified Ads
> Breast Cancer Awareness

  

Just for Moms

> Time Management & Organization
> Health & Wellbeing
> Money & Savings
> Parenting & Family
> Diet & Fitness
> Cooking & Recipes
   

 

Work at Home Moms > Credit Repair Help > Copy of Credit Report

Copy of Credit Report

Requesting a copy of credit report should be the first step you take in trying to repair your credit. This way you can see which debts are hurting your score and which are improving the score.

Obtaining Your Credit Report - The First Step in Credit Repair

Your credit rating is one of the most important things in determining your economic status.

With a good credit rating, you will have no problems obtaining loans, mortgages, credit cards, etc. . . But if you've missed payments with a creditor in the past, your creditor will report this to a credit reporting agency, which will make a note of it on your credit report. Once you have a bad credit rating, many doors will be closed to you: you'll be unable to obtain most kinds of loans, and without a credit card you won't be able to shop online, or rent a car. For these reasons it is important that you attempt credit repair as soon as possible. r>
The first step in credit repair is to obtain your credit report from your credit reporting agency. There are only a handful of credit reporting agencies in Canada and the US. You can determine which one holds your credit report when you are turned down for credit: your decided credit card application, for example, will indicate which agency provided the report.

It is always your right to obtain your credit report free of charge. To do you can visit the agency website and download an application, and then mail it, along with photocopied ID, to the agency. You should receive your credit report though the mail in a timely fashion. Credit reporting agencies also allow you to obtain your credit history instantly online, though a fee is charges for this.

Whatever route you choose, in terms of credit repair it's essential that you examine your credit report closely once you get it. You should be looking for any inaccuracies in your report. If you find any, you have the right to request an investigation in writing from the agency. Once you have requested that a particular item in your credit history be investigated, the agency must respond within 30 days providing documentation of the entry in question. If they fail to do so, the entry must be removed from your credit report.

When requesting that something on your credit report be investigated, you should send any supporting documentation if you have it. Although it is not common, in some cases the agencies make outright mistakes, or confuse your information with another customer with the same name. If an entry in your credit history is being investigated, you may also request that the agency mark the entry in question as "under investigation" on your file.

Although it can seem like a cumbersome process, it is absolutely imperative that you obtain your credit history before you attempt credit repair. Without your credit history, you won't know exactly where you stand, only that your credit is "bad." What you need to know is how bad credit is, and why. For example, are you dealing with a single outstanding issue or multiple ones? How long has the problematic mark been in your credit history, and for long will it remain? Knowledge of these things is essential in order to begin the process of credit repair effectively.

 

 

As Seen On:

 

 

 

 

 

 

 

 

 

 

 

Moms Helping You Build a Better Online Business

 

How to Build a Website | How to Start an Internet Business | Stay at Home Mom Business Ideas | Learn Internet Marketing | Affiliate Marketing | SEO
Write & Sell eBooks
| Ezine Publishing & Email Marketing | Blogging & RSS Resources | Social Networking Resources | Press Release Writing & Free Publicity
Online Auction Resources | General Internet Marketing Articles | Free Webmaster Tools  | Wellness Center | Small Business Grants | Writing for the Internet
Mom Business Success Stories | Internet Marketing Articles Direct Sales Articles | Service Business Articles | John Reese
 Traffic Secrets | Reese Report | Avoid Bankruptcy | Credit Repair | Public Domain | Retirement Planning
Get Rich Quick Schemes | Word of Mouth Marketing | Stop Spam | Recommended Mom Sites

Biz Ideas: Sell Products | Sell Services | Sell E-Products | Theme Sites | Sell eBooks

Internet Marketing Newsletter | Archives


Press Releases | About Us | Contact & Support | Policies & Disclaimer | Site Map

Copyright © Internet Based Moms 2002 - 2011. All rights reserved.